What to do if I am involved in an auto accident

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The world we live in has evolved into a technology based creature with evidence which may be favorable to both the prosecution and defense of your claim being collected all around you. Likewise the answer to question has also evolved over the past decades. We live in a world of street cameras, cell phones and event recorders located within our vehicles. If you are involved in a car accident it is likely that the electronic evidence contained on one or more of these devices may become a factor in your claim.Immediately following the car accident it is likely that police will be called to scene to investigate.

You will likely be asked questions regarding what occurred or asked to complete a written statement. The officer may ask you if you were speeding. Talking on a cell phone? Texting? How you answer these questions could aversely impact your situation. You will have to make a decision on the spot whether you choose to answer these questions or complete a written statement.

It is always good sound advice to seek out an experienced car accident attorney. Regardless of the extent of your damages and the value of your claim you can learn a wealth of information about how to move forward and protect yourself from exposure in a disputed case. Most firms will offer a FREE consultation to individuals injured in a car accident regardless of situation. Therefore, you should strongly consider seeking out an experienced car accident attorney.

When you’ve been in a car accident, you suddenly have a lot to deal with that you hadn’t planned for.  You are now injured, your vehicle is damaged and you have to navigate a claims process that is unfamiliar to you.  Lawyers can reduce your stress of going through this process.  Hiring an auto accident attorney to represent you means you will have a professional working for you. Often after a car accident, an insurance adjuster representing the other driver will contact you and offer money to settle your claim.  But are they offering you fair value for your claim?  Chances are they are not.  You need an attorney who understands how much your case is really worth.  An attorney who knows how and when to negotiate with the insurance company in order to get the full value of your claim.

Many attorneys will give you a free consultation, so contact an experienced one and see what they can do for you and your case.

When you are involved in an automobile crash the first thing that comes to mind is what do I do now?You must do the following:

If you are injured get treatment at the scene or go to the hospital;
2) Obtain the other driver’s personal and insurance information;
3) Take pictures of the property damage and accident scene;
5) Give a statement to the police;
6) Do not talk to anyone other than the police.

Our firm believes the most important part of a personal injury claim is your health. If you are injured you need to seek medical attention immediately.

Hiring a personal injury attorney is important when you are injured. I know most people believe the insurance companies will take care of them in an automobile crash. However, most insurance companies are more concerned about the bottom line than the injured party. This is not in your best interest.

Your attorney will help you get a recovery that is equal to your damages.

If you or your passengers have been injured in a car accident, or if you have sustained significant property damage, it is always a good idea to consider hiring a car accident lawyer. A good car accident attorney can help make sure that you get the medical care for your injuries, often without the co-payments or deductibles you face when using your health insurance. Often times, people don’t realize they are injured until the day after a car accident. By then, they may have spoken to an insurance adjuster and already said something to jeopardize their right to a full recovery. This is why we recommend anyone who may have sustained an injury or major damage to their vehicle consult a lawyer before calling the insurance company. Even if you are unsure if you need representation, most reputable car accident attorneys will offer a free, no obligation consultation in order to help assess your rights.

Contacting a car accident lawyer before you make your initial puts you in the best position possible. Auto accident claims are like spider legs, lots of moving parts and without coordination you can fall. Insurance coverage is hard to understand and coordinating your coverages for uninsured motorist, medical payments, liability and collision is difficult enough before you add a third party being liable, or health insurer wanting to get or your being told that your car is worth less than what you owe. Obviously there’s more to a car accident claim than a personal injury settlement.Good people think there is no harm in giving a statement to either insurance company because once they tell the truth the insurance company will do the right thing and pay what you are asking for. However, insurance companies are motivated by (1) taking in more money than they pay, and, (2) adhering to the terms of your policy. Therefore, what you and the insurance company see as the right thing may differ.

Speaking with an attorney before providing a statement follows the old saying that “it’s not what you say but how you say it”. A responsible attorney can educate you on what the insurer is trying to find out and so you can give the adjuster the information in a way that does not jeopardize your claim. It’s not about lying – it’s about giving the correct information that allows maximum coverage.

Here’s a little known secret! Medical providers who have not been fully paid can be forced by law to settle for pennies on the dollar if you are working with an attorney. If you deal directly with the insurance company you can lose this privilege. The best time to contact an attorney is when you decide that you and your family want the maximum coverage possible with the least amount of stress. Statistically speaking victim net more with the help of an attorney than going at it on their own

 

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